Who We Help
Every federal career has its own retirement rulebook
We plan around the specifics of yours — your retirement system, your career category, and your stage of life. No exclusions, every region, national practice.
FERS Employees
The three-leg system: pension, TSP, and Social Security.
The Federal Employees Retirement System (FERS) is built on three legs — your FERS annuity, your TSP, and Social Security. The strength of your retirement depends on how well you coordinate all three, plus the FERS supplement and the right insurance elections.
See your planning prioritiesCSRS Employees
A generous pension — with unique planning needs.
CSRS employees enjoy a more generous defined-benefit pension, but face different coordination questions around Social Security (WEP/GPO) and the CSRS Voluntary Contributions Program. Legacy-system planning requires specialist knowledge.
See your planning prioritiesUSPS / Postal Employees
The PSHB transition changes your health and Medicare planning.
Postal employees face a unique transition to the Postal Service Health Benefits (PSHB) program and its Medicare-integration rules. We help USPS employees understand how PSHB changes their health coverage, FEHB continuation, and retirement timeline.
See your planning prioritiesMilitary
Coordinating military service with federal civilian benefits.
Veterans who transition to federal civilian service have a unique opportunity to coordinate military retirement, VA benefits, and FERS. We help service members and veterans make the most of every benefit they've earned across both careers.
See your planning prioritiesLaw Enforcement
Special provisions, earlier retirement, and unique timelines.
Law enforcement officers (LEOs) fall under FERS special provisions with a younger retirement age and different computation. We help LEOs maximize their enhanced annuity, plan for an earlier retirement, and coordinate the years that follow.
See your planning prioritiesFirefighters
Special-provision retirement built around a demanding career.
Federal firefighters serve under FERS special provisions with unique computation and earlier retirement eligibility. We help firefighters and their families plan around an earlier retirement age and the long horizon that follows.
See your planning prioritiesAir Traffic Controllers
A mandatory retirement age that demands early planning.
Air Traffic Controllers (ATCs) face a mandatory separation age and special FERS provisions, which means retirement planning starts earlier and the decisions come faster. We help ATCs plan around their mandatory timeline and the years beyond it.
See your planning prioritiesSpouses, Survivors & Family Members
Protecting your family's future income and benefits.
Federal retirement decisions don't just affect you — they shape your spouse's and family's future. We help spouses and survivors understand the survivor annuity, FEHB/PSHB continuation, and how to protect household income for life.
See your planning prioritiesWhere does your career fit?
Find your audience page above, or just book a free consultation — we'll meet you wherever you are.
No cost · No obligation · Phone, video, or in person