All audiencesIndependent · Not affiliated with the federal government

Spouses, Survivors & Family Members

Protecting your family's future income and benefits.

Your situation

Federal retirement decisions don't just affect you — they shape your spouse's and family's future. We help spouses and survivors understand the survivor annuity, FEHB/PSHB continuation, and how to protect household income for life.

Planning priorities

  • Evaluate the FERS/CSRS survivor annuity election [VERIFY]
  • Understand FEHB/PSHB eligibility for a surviving spouse
  • Review FEGLI and private life insurance for household protection
  • Coordinate Social Security spousal and survivor benefits

Ready to see where your federal retirement stands?

Your free 30–45 minute consultation is a working session, not a sales pitch. Let's find the gaps before retirement finds them for you.

No cost · No obligation · Phone, video, or in person