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FERS Employees

The three-leg system: pension, TSP, and Social Security.

Your situation

The Federal Employees Retirement System (FERS) is built on three legs — your FERS annuity, your TSP, and Social Security. The strength of your retirement depends on how well you coordinate all three, plus the FERS supplement and the right insurance elections.

Planning priorities

  • Confirm your FERS annuity estimate and the FERS supplement [VERIFY]
  • Maximize your TSP match and align your fund allocation
  • Plan the FERS supplement bridge to Social Security
  • Coordinate FEHB/PSHB with Medicare as you approach 65

Ready to see where your federal retirement stands?

Your free 30–45 minute consultation is a working session, not a sales pitch. Let's find the gaps before retirement finds them for you.

No cost · No obligation · Phone, video, or in person