Legal
Disclosures
Important information about how Blue Skye Financial operates and is compensated.
Compensation disclosure
Blue Skye Financial is compensated through a combination of advisory fees and commissions on insurance products. We will always explain how we are compensated before you make any decision, and there is no obligation during your free consultation.
Non-government affiliation
Blue Skye Financial is not affiliated with, endorsed by, or acting on behalf of any federal government agency, including OPM, the TSP, SSA, or any federal union.
Regulatory information
Blue Skye Financial is a Registered Investment Advisor (RIA) registered in Texas with the U.S. Securities and Exchange Commission (SEC). Insurance products are offered through appropriately licensed representatives.
This website is for informational and educational purposes only and does not constitute investment, insurance, tax, or legal advice. Benefit descriptions and figures are general and should be [VERIFY] against current OPM and agency guidance. Nothing on this site should be interpreted as a promise of specific investment results.
Full disclosures — [PLACEHOLDER · REQUIRED BEFORE LAUNCH]
- (a) Full regulatory disclosure language — [COMPLIANCE REVIEW REQUIRED]
- (b) Form ADV / Form CRS link — [INSERT WHEN AVAILABLE]
- (c) IAPD / BrokerCheck link — [INSERT WHEN AVAILABLE]
- (d) State insurance license list — Blue Skye Financial is insurance licensed in IL, MO, KS, MI, KY, AR, AL, DC, LA, MD, NC, SC, TN, VA. RIA registered in TX with the SEC. [VERIFY] current registration and licensing status.
Complete formal disclosures will be drafted and posted here. Please contact us if you need documentation before it is published.