All audiencesIndependent · Not affiliated with the federal government
CSRS Employees
A generous pension — with unique planning needs.
Your situation
CSRS employees enjoy a more generous defined-benefit pension, but face different coordination questions around Social Security (WEP/GPO) and the CSRS Voluntary Contributions Program. Legacy-system planning requires specialist knowledge.
Planning priorities
- Understand your CSRS annuity and high-3 calculation [VERIFY]
- Address the Windfall Elimination Provision and Government Pension Offset [VERIFY]
- Review the CSRS Voluntary Contributions Program if applicable
- Coordinate TSP (for CSRS-offset employees) and survivor elections
Ready to see where your federal retirement stands?
Your free 30–45 minute consultation is a working session, not a sales pitch. Let's find the gaps before retirement finds them for you.
No cost · No obligation · Phone, video, or in person