All federal employees & retirees
FEGLI Life Insurance Review
See whether your FEGLI coverage still fits your needs — and where it may be overpriced.
Overview
FEGLI coverage that made sense early in your career may no longer fit — and FEGLI premiums can rise steeply as you age. We review your current elections, compare them to private-market options, and help you decide what to keep, reduce, or replace.
What We Review
- Your current Basic, Option A, B, and C elections and beneficiary setup
- Post-65 and post-retirement FEGLI premium changes [VERIFY]
- Whether private term or permanent insurance offers better value for your situation
- Coverage adequacy against your family's income-replacement needs
Why It Matters
Carrying FEGLI you no longer need, or under-insuring your family, are both common and costly mistakes. An outside review can reveal real savings or a critical coverage gap. [VERIFY] current FEGLI premium schedules.
Your deliverable
A FEGLI review summary with coverage adequacy and cost comparison noted.
How this service works
Every engagement follows the same simple four-step process — ending with a plan you can act on.
- 1
Book a free consultation
Schedule a 30–45 minute, no-cost conversation by phone, video, or in person.
- 2
Share your benefits information
Send your annuity estimate, TSP statement, and insurance details so we can review your full picture.
- 3
Receive your personalized analysis
We build your gap analysis report, identifying strengths and gaps in your current plan.
- 4
Review your retirement plan
We walk through your analysis together and outline clear, prioritized next steps.
Ready to see where your federal retirement stands?
Your free 30–45 minute consultation is a working session, not a sales pitch. Let's find the gaps before retirement finds them for you.
No cost · No obligation · Phone, video, or in person