All servicesIndependent · Not affiliated with the federal government

Employees facing medical separation

Disability Retirement

Navigate the complex FERS/CSRS disability retirement process with a clear roadmap.

Overview

Federal disability retirement is one of the most complex and paperwork-intensive paths in the system. We help you understand the FERS/CSRS disability retirement process, what documentation matters, and how it interacts with your other benefits — so you can navigate it with confidence.

What We Review

  • FERS/CSRS disability retirement eligibility and the application process [VERIFY]
  • How a disability annuity is calculated and the first-year vs. long-term structure
  • Coordination with Social Security disability and your TSP and FEHB/PSHB
  • Documentation and timeline expectations to set realistic planning

Why It Matters

Disability retirement applications are frequently denied for avoidable paperwork reasons. Understanding the process up front improves your odds and reduces stress. [VERIFY] current OPM disability retirement requirements. We do not provide legal advice.

Your deliverable

A disability retirement roadmap summary with process steps and key documentation.

How this service works

Every engagement follows the same simple four-step process — ending with a plan you can act on.

  1. 1

    Book a free consultation

    Schedule a 30–45 minute, no-cost conversation by phone, video, or in person.

  2. 2

    Share your benefits information

    Send your annuity estimate, TSP statement, and insurance details so we can review your full picture.

  3. 3

    Receive your personalized analysis

    We build your gap analysis report, identifying strengths and gaps in your current plan.

  4. 4

    Review your retirement plan

    We walk through your analysis together and outline clear, prioritized next steps.

Ready to see where your federal retirement stands?

Your free 30–45 minute consultation is a working session, not a sales pitch. Let's find the gaps before retirement finds them for you.

No cost · No obligation · Phone, video, or in person